What is Banking & Finance?
Banking lawyers represent banks, financial institutions, and borrowers. They handle loan agreements, debt recovery, securitization, and compliance with RBI regulations.
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Banking & Finance
Banking and finance law covers the conduct of financial institutions and their relationships with clients. It involves regulations on lending, borrowing, and financial compliance.
Common Legal Issues
Debt Recovery Tribunal (DRT) cases
Cheque Bounce (Section 138) cases
Loan restructuring and agreements
SARFAESI Act proceedings
Insolvency and Bankruptcy Code (IBC) matters
Banking fraud defense
Project finance
Why you need an expert
Financial disputes often involve large sums and complex regulations. A lawyer helps navigate the DRT/DRAT processes, defend against aggressive recovery tactics, or ensure agreements are legally watertight.
The Legal Process
Proceedings may involve notices for default, filing applications in DRT or NCLT (National Company Law Tribunal), and negotiating one-time settlements (OTS) with banks.
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